Budget Advice

Simple Savings recently offered a ‘Wealthy Habits: Its Time to Change Calender.’

While I don’t need a calender, I did download it to structure my life better. The monthly themes are as follows:

• January: No Impulse Buys Month
• February: No Spend Month
• March: Retrain Your Brain Month
• April: No Landfill Month
• May: Fix It Month
• June: National $21 Challenge Week
• July: Decluttering Month
• August: Buy in Bulk Month
• September: Grow Your Own Food Month
• October: Cheaper Cleaning Month
• November: We Have the Power Month!
• December: Conserve Water Month

The first three months mean nothing to be as I never spend unnecessarily nor impulse buy. I am in the correct mindset in this regard.

I have thus decided that my the end of the year, I will have implemented all my Wealthy Habits .

This means:

• Create rules to save electricity
• Organize the $21 notes to create, for me, a healthy weekly plan
• Get this years garden up and going and create the plans for next year
• As part of the $21 challenge, create some rules to buy monthly and fortnightly
• Ascertain what items will be bought in bulk, and when.
• Declutter the entire house.

:gulps:

I shall be quite busy! If you haven’t checked out the calender, I recommend you do so.

Alternatively, start working on your New Years Resolutions early! If you get started early, you get set the guidelines in place to ensure you achieve your goals.

These green bags aren’t the cheapest at 3 for $10. I only bought to identify other members; forgetting Geelong is a small town. However they were worth the money.

When shopping you feel lke you are being identified. Knowing that another member (lurker or shy) could possibly see my purchases makes me reluctant to impulse buy or purchase junk.

I also Stop and think before making any purchases. I do all my shopping at Aldi. Many times I add a few extra items because having just the one item doesn’t feel enough. I am on a healthy eating plan and think of buying extra of one thing to satisfy cravings.

I stop and think before putting anything in the green bag. The bag itself is nothing special. The constant reminder makes it all worthwhile.